Junior (f/m/x) in Credit Process Service Management (Limited for 2 years)

Junior (f/m/x) in Credit Process Service Management (Limited for 2 years)

The Credit Process Service Management department is responsible for co-design, alignment, and implementation of the group-wide (i) limit and exposure calculation framework (ii) credit decision processes and (iii) credit risk steering frameworks in connection with the limit application for FI, Sovereign, Corporate, Intragroup, Country as well as counterparties managed by Special Exposure Management in RBI Group.

In close collaboration with relevant business and risk stakeholders, this function is actively driving organizational efficiency, digitalization, and transparency in non-retail credit decision process. The department is also responsible for the implementation and correct:

• calculation of all exposure types and validations used in the decision-making process
• calculation of next step in the credit decision process
• automation of the decision authority calculation
• calculation of the credit policy compliance

Moreover, the department is striving to bring necessary data to support the fast and accurate decision-making process as well as reduce data latency.

The department has end-to-end overview over the credit decision processes and applied risk steering frameworks in RBI Group and acts as the consultancy and execution unit for related innovations. It also provides trainings, onboarding, and user support as well as consultancy to NWUs related to compliance with the defined credit decision process and calculation standards, but also supports with switching from local application processing systems to Group Limit Management System.

The Junior role in the Credit Process Service Management (CPSM) supports the team with business testing, exposure calculation analysis as well as users' support with respect to processes, application, and calculations.

#full-time

(38.5h / week)

#viennaoffice

(1030)

#homeoffice

possible

Your role at RBI

• Business testing of implemented calculations, features and established data sourcing related to group-wide credit process, application content
• Monitor the data quality as well as process metrics
• Support other RBI units with the limit excess analysis and clarifications on the exposure calculations, validations rules, facility matching in timely manner and good quality
• Support with development solutions to increase efficiency in limit excess analysis
• User support and help to resolve issues in fast and efficient way
• Contribute to the grow of the Team maturity and increasing team performance

Your core competencies

• You understand the credit process steps and have interest in the credit risk management
• You like to work with data and processes
• You value structured and solution-oriented approach
• You know how to apply your programming skills (R or Python) for data analysis or would like to learn it
• You like to share knowledge and support others in your team
• You're fluent in English; German is a plus, but not mandatory

What's in it for you

• Work Life Balance: flexible working hours & extensive hybrid working possibilities, 30 days / year remote work from any EU-country outside Austria
• Meaningful Career Options: to develop personally & professionally
• Learning: as part of our DNA & culture
• Easy Moving: work permit support
• Easy Commuting: free public transport pass
• Canteen: healthy, tasty, and heavily subsidized
• Leisure time activities: attractive sports and cultural offers (free museum tickets, reduced gym membership, etc.)
• Saving: with vouchers / discounts from our staffs' council (eg. for supermarkets)
• Family Friendly: family allowances, gender-neutral parental leave, bilingual company kindergarten, child care during holidays etc.
• Salary: starting at EUR 38.500,- gross p.a. excluding overtime (market-compliant overpayment is provided dep. on experience / qualification)

At Raiffeisen Bank International, we are pleased to have more than 17 million customers in Austria and 12 other CEE countries - what got us here, are our talented people. From the moment you join RBI, you will notice our commitment to creating a working environment where everyone can thrive. Diversity and inclusion are essential components of our vision and mission and are reflected in our values: collaboration, proactivity, learning and responsibility. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs.

For questions regarding our application process, please feel free to take a look on our website or check out our FAQ. Please address your application letter to Alice Sulzer.

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